The best time to start looking at renewing your existing mortgage is 6 months before your maturity date. It's good to establish your action plan well in advance of the bank calling you to renew.
If your existing lender has sent you a renewal offer in the mail, the first thing you should do is send it to me so I can give you a second opinion. Never just sign the offer, there is always room to negotiate.
I am here to help you, so that you don’t have to do those negotiations alone!
There are many services that I offer and a lot more information I can share with you.
I invite you to contact me with your questions, I would love to work for you and help you figure out a plan not only to get you the best mortgage available, but also to help you to pay it off faster.