Sabeena Bubber, AMP
Hello, I’m Sabeena Bubber, thanks for taking the time to visit my website. I’m a mortgage consultant with Xeva Mortgage working from my office on the North Shore in Vancouver.
Here is a bit about me so you can get to know me better. I decided to pursue a career as a mortgage broker in 2004 after working over 11 years in mortgage lending. I spent time with CitiFinancial, Equity Plus Financial and the Royal Bank of Canada. The experience I gained working with these companies allowed me to transition into the independent mortgage broker role very successfully.
I am very proud to say that since 2004 I have helped over 2700 clients borrow over $675M in mortgages. I have won many local awards and have been named among the Top 50 Brokers in Canada by the CMP Magazine for several years running. Most recently I was named a finalist for Mortgage Broker of the Year in both 2015 and 2016, while Xeva Mortgage won Best Newcomer in the Canadian Mortgage Awards in 2015. Most notably however is the fact that I have been selected by CMP magazine as a Woman of Influence in the Canadian Mortgage industry; as a woman who has made her mark on this industry!
I am committed to finding solutions for my clients that go beyond just getting a good interest rate. I am a specialist in reading fine print and love to help my clients get the mortgage product that best suits their needs. I believe in establishing long term relationships with my clients. I am more than happy to help you secure a single mortgage, but I get really excited about giving you mortgage advice for life! As such, my clients come back to me for advice frequently during the mortgage term so that we can align their mortgage repayment strategy with their other financial goals.
On a personal note, I’m a proud mother of two wonderful daughters who mean the world to me, and I’m a certified coach in NeuroLinguistic programming and certified in Time Line Therapy (R).
$ Volume Funded
Second to None
Sabeena is second to none when it comes to her personal and professional attention negotiating the best rates and packages for our real estate ventures. Through the several years she has been our mortgage broker, Sabeena has maintained a highly personable and positive demeanor, all the while structuring deals totally suited to our individual needs…saving our family hundreds of dollars a month in the process.
In fact, our faith in her doesn’t stop there. Sabeena’s loyalty and compassion has led to a friendship we shall cherish all our lives. We owe Sabeena a huge debt of gratitude for all her advice, whether it be for real estate or the trials and tribulations of parenthood. Whatever the case may be, you can rest assured knowing
Sabeena will always listen and provide service that extends far beyond the quality which is usually considered standard for a quality mortgage broker.Greg, Cathy & Olivia
Biggest Purchase of Our Lives
I would enthusiastically recommend Sabeena Bubber as a Mortgage Broker. She found us a great interest rate and she provided so much more. We feel that, without her, we would not have purchased the home that we did. Sabeena has always made herself available to us. When she knew we would be about to make an offer on a home, she would give us various phone numbers so that we could always get ahold of her.
Sabeena explained things to us many times over; slowly and patiently until we understood it. This truly helped to decrease the level of stress associated with the purchase of a home. We would highly recommend Sabeena Bubber as a Mortgage Broker to anyone. There are few things in life as stressful as buying a home and Sabeena made this stressful task smooth and easy.Stephanie & J.J.
In 2003, I was a single mother, trying to purchase my first home for my daughter and myself, a North Vancouver home that was over half a million dollars. I had nothing but faith in God, determination and a good mortgage broker named Sabeena.
She secured my first mortgage for me and has continued to look after me to this date. I have recommended her to my friends and co workers and hear first hand that she has come through for each one. She works for you, returns your calls, informs you of what is available, helps you understand so you can feel good about your decision, and professionally closes your mortgage so you are never worried.Karen
If anyone is looking for an amazingly excellent mortgage broker, please check out Sabeena Bubber Mortgage Consultant. she is magical and can pull rabbits out of hats…financial magic. And… she is one of the nicest, genuine, caring, and astute people you will meet. She is the best, so if you are thinking of buying a property, go and see her.Ian Steeks
We have full assurance that our clients will be handled with much care by Sabeena, and that they will be given the best possible solutions for their needs. We feel confident that Sabeena can manage any case with particular attention to detail and a great deal of expertise. Sabeena is an incredibly hard working and reliable professional within the industry, for which we are very grateful. These are a few of many reasons we love working with Sabeena!Ashley Avinashi
Exceptional Mortgage Broker!
This is a sincere, heartfelt endorsement for Sabeena Bubber. She is an exceptional mortgage broker. I recommend her to you most highly. If you are purchasing a new property, and need pre-approval for a new/bigger mortgage, you should call Sabeena.
If you are renovating an existing property, or need to consolidate debt, you should call Sabeena to increase your mortgage. If you have an existing mortgage, you should call Sabeena and ask her to get you a better rate. The bottom line is that Sabeena is in the financial solutions business. She has an amazing ability to ask the right questions to define what you need, so she can match the right mortgage product to your unique circumstances and risk tolerance. She is an expert at negotiating complex transactions with mortgage vendors on your behalf.
Sabeena is efficient, caring and respectful of your time and personal information.David & Allison
Sabeena and her team were excellent to work with. They moved very quickly in securing us a great mortgage and interest rate. Not sure why anyone would ever deal directly with a financial institution when getting a mortgage. I would highly recommend Sabeena to anyone.Craig Hewson
If you are looking to purchase a property in Vancouver, understanding all the mortgage options available to you can seem overwhelming. The market is hot and having a clear plan is a must. That’s where I come in, I do this everyday, and I love it. I will help you make sense of all the numbers and provide you with options that make sense to you so you can shop with confidence.
If you are self-employed or you use a corporation to reduce your income and taxes, the government has recently made some changes that will affect your mortgage qualification. I specialize in working with business owners and professional clients whose financial situations aren’t all that straight forward. I have access to several lenders who offer mortgage products designed with you in mind.
First Time Home Buyers
If you are looking to purchase your first home, then you have come to the right place! I absolutely love answering questions and helping first time home buyers understand what mortgage financing is all about. I will walk through the process with you and make sure you feel comfortable with the details of your mortgage contract and that they meet your unique financial needs. My goal is to be your mortgage advisor for life, lets start the journey together!
Are you looking to refinance your property to access some of the equity built up in your property? Maybe you want to consolidate some debts, start a new business, buy a vacation or investment property… regardless of the reason, I will discuss all your mortgage refinancing options with you and help you to secure the best mortgage available on the market.
The best time to start looking at renewing your existing mortgage is 120 days before your maturity date. If your existing lender has sent you a renewal offer in the mail, the first thing you should do is send it to me so I can give you a second opinion. Never just sign the offer, there is always room to negotiate. I am here to help you, so that you don’t have to do those negotiations alone!
Obviously there are a lot more services I can offer and a lot more information I can share with you. Consider this my invitation to contact me with your questions, I would love to work with you and help you figure out a plan not only to get you the best mortgage available, but also to help you get rid of it.
I Keep My Blog Up To Date So You Can Stay Informed!
It has been said that there are two certainties in life; death and taxes. Well, as it relates to your mortgage, the single certainty is that you will pay back what you borrowed, plus interest. However, how you make your mortgage payments, the payment frequency, is...read more
As part of the mortgage and real estate processes, there’s a lot of confusion around the differences between the deposit and the downpayment. It's important to understand what sets them apart so you don’t get confused when it’s time to secure financing on a property...read more
Okay, so here we are... we have worked together to secure financing for your mortgage. You are getting a great rate, favourable terms that meet your mortgage goals, the lender is satisfied with all the supporting documents, we are broker complete, and the only thing...read more
The Bank of Canada today increased its target for the overnight rate to 1 ¾ per cent. The Bank Rate is correspondingly 2 per cent and the deposit rate is 1 ½ per cent. The global economic outlook remains solid. The US economy is especially robust and is expected to...read more
Collecting the right documentation to prove you are a worthy candidate to borrow a lot of money to buy a property can be an arduous task. The most recent government rule changes and tightening of mortgage qualification isn't making things easier. If you seem to think...read more
If you happen to be going through, or considering a divorce or separation, you might not be aware that there are mortgage products designed to allow you to refinance your property in order to buyout your ex-spouse. For most couples, their property is their largest...read more
Working together to make a difference!
Each quarter we donate $10,000 to a worthy cause.
Thinking you would like to crunch some numbers? Why not have a look at my mortgage calculators!
Or would you rather just get down to it and have me tell you exactly how much mortgage you qualify for?
I have developed excellent relationships with lenders across the country, let’s figure out which one has the best products for you.
Sabeena Bubber, AMP
#213 – 1455 Bellevue Avenue West Vancouver, BC